Pensions

The SFM Pensions Management Service is provided for those individuals who want to free themselves from the inflexibility and/or unsuitability of conventional retirement planning.

The changes that occurred in April 2006 with the introduction of 'Pensions simplification' will allow individuals considerably more freedom with their retirement funds.

Our service can help to protect you against;

• The uncertain performance of investments
• The low value of   Annuities
• Taxation charges - now up to 55%
• Limiting control over your investments
• Inflexible 'insurance company' products
• A lack of Estate planning for your family

SFM can help you to draw funds from accumulated pension funds for your lifetime, thereafter passing the total value of your pension funds to your beneficiaries.

The ability to invest in commercial property and to do this with full tax relief on contributions and tax free growth must now make pension schemes an integral part of any serious financial planning.

SFM, through its association and willingness to work with other professional practices, offers a Pension Review Service which integrates the skill sets of legal, tax and investment advice necessary to assist clients to take maximum advantage of the opportunities available.

We offer a free initial consultation at our offices to consider your existing situation and advise you accordingly on how it meets your financial priorities and objectives.

Risk Warning: Past performance is used as a guide only; it is no gurantee of future performance.  There is no guarantee that legislation surrounding the taxation of investments will remain the same in the future.