Private Medical Insurance/PMI

Everyday the media feature stories about the state of the National Health Service Despite £76 billion spent on health in 2005 MRSA infections continue unabated with as many as 100,000 cases and 5,000 deaths a year according to the National Audit Office, not to mention the ever growing waiting lists and the escalating restrictions of putting patients on waiting lists in the first instance. At SFM we are keenly aware that our clients are concerned about their financial well being, but is now the time to think about how your finances tie in to your health?

The answer may be private medical insurance. As part of our holistic approach to financial advice we offer our clients a full independent, service on this important element of financial planning. Private Medical Cover (often called PMI) pays for medical treatment in private facilities (even sometimes in NHS pay beds) and typically offers the following advantages:

• No waiting list, cover is immediate and is arranged at a time and place to suit you or your business
• Choice of hospital and consultant
• Pleasant surroundings (single en suite rooms in a purpose built private hospital)
• Cash Back for an overnight stay in a NHS hospital
• For business a tool is in place which manages and reduces sickness absenteeism costs
• Substantial discounts for the elderly and for Company schemes
  Tailor your plan to meet your individual needs and budget